Essex Moving Forward With Loan Program For Shoreline Protection

Wednesday September 18th, 2019

Posted at 9:00am


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Essex Town Council has voted to to greenlight the next steps needed to finalize a new shoreline assistance loan program.

The program is the first of its kind in the region and is designed to replace the provincial loan program which provided loans to shoreline property owners until it was discontinued in 2010.

The program will provide property owners with loans, in partnership with a local financial institution, to repair or construct protective works to prevent high water and flooding. The Town has also partnered with the Essex Region Conservation Authority, which will consult property owners to determine their best options for shoreline protection.

Under the program, the Town will loan the funds for repairs/improvements directly to the property owner. The Town will borrow those funds for the loan from a financial institution, then collect from the owner through their property tax bills.

“The program will provide a convenient way for shoreline property owners to undertake projects to protect their home and properties,” said Jeffrey Morrison, Director of Corporate Services, adding that all costs associated with the program will be recoverable and have no impact on the Town’s debt levels or operating costs.

While the program is finalized, the Town is requesting shoreline property owners seeking assistance to provide their contact information. Once the program is finalized, the Town will reach out to the owners with more information.

Property owners can submit their information at

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